Insurance

Insurance Guides

4 plain-English guides — decoded by AI, written for humans.

March 12, 2026

How to Read an Insurance Policy: Declarations, Exclusions, and the Stuff That Actually Matters

Most people discover what their insurance policy actually covers only when they file a claim and find out they're not covered. Here's how to read your policy before that happens — and which sections to focus on.

COBRA Notice: What It Means and Whether You Actually Need It

Insurance

5 min read

March 11, 2026

COBRA Notice: What It Means and Whether You Actually Need It

You lost your job or left it, and a COBRA notice just arrived. You have 60 days to decide — and it's one of the most important benefits decisions you'll make. Here's how to think through it.

Insurance

5 min read

March 7, 2026

How to Read an Explanation of Benefits (EOB) From Your Insurance

An EOB is not a bill — but it's the most important document for understanding what your insurance actually paid and what you'll owe. Here's how to decode every section of it.

Insurance

5 min read

March 7, 2026

Insurance Claim Denied? Here's What Your Denial Letter Actually Means

A denial letter is not the end. Insurers deny claims for reasons you can often challenge — and about 40% of appealed denials get reversed. Here's how to read the letter and fight back.

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